Money & family
A household budget that leaves room for the unexpected
Rent, groceries and school fees are predictable. A repair bill is not. A small, accessible reserve can help a family handle both.
The Editorial Desk
Practical guides from Janarth Prakash.
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Recent guides
Money & family
The 50/30/20 budget needs room for real life
A budgeting ratio can be a starting point. It becomes less useful when rent, care costs or irregular income do not fit its boxes.
Money & family
How to plan monthly bills on an irregular income
Daily earnings vary. Rent usually does not. A weekly allocation makes the gap easier to manage.
Money & family
An emergency fund should be easy to reach
Savings accounts, fixed deposits and recurring deposits serve different purposes. Access matters when the bill cannot wait.
Money & family
Plan for school fees before the new term
Fees are only part of the school budget. Books, uniforms, transport and activities also need a place in the plan.