Money & family
A household budget that leaves room for the unexpected
Rent, groceries and school fees are predictable. A repair bill is not. A small, accessible reserve can help a family handle both.
Everyday, explained
All guidesMoney & family
A better grocery budget starts before the market
A short meal plan and a look inside the kitchen can prevent duplicate purchases and wasted food.
Better homes
Rooftop solar: understand the whole proposal
Panels are one part of a system. Your roof, electricity use and local metering rules shape the result.
Health & wellbeing
Build affordable meals around everyday foods
Pulses, beans, grains and seasonal vegetables can form a useful base for a varied vegetarian diet.
From the journal
Browse the archiveMoney & family
The 50/30/20 budget needs room for real life
A budgeting ratio can be a starting point. It becomes less useful when rent, care costs or irregular income do not fit its boxes.
Money & family
How to plan monthly bills on an irregular income
Daily earnings vary. Rent usually does not. A weekly allocation makes the gap easier to manage.
Digital life
Protect mobile banking before your phone goes missing
A screen lock, current recovery details and a plan for a lost SIM can reduce avoidable delays.
Health & wellbeing
A practical monsoon health checklist for families
Mosquito control, safe drinking water and early attention to illness are useful places to start.
Learning & work
Fit an online course around your working week
A short course is easier to finish when you know why you need it and when you will study.
Better homes
Give household appliances a sensible maintenance routine
Cleaning, correct use and early attention to faults can help you decide when repair is worthwhile.
Find your next useful read
Search the journal01
Money & family
Budgets, savings and the bills that make up everyday life.
02On the road
Practical care for the motorcycle you depend on.
03Digital life
Clearer payments, safer banking and better money habits.
04Learning & work
Skills, study and thoughtful next steps for your working life.
05Health & wellbeing
Everyday health questions, with care and perspective.
06Better homes
Use less, maintain more and make informed choices at home.